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Credit Advice - Thought Shares
c/credit-advice
13
c/credit-advice
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cora518
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20h ago
My credit union guy in Tulsa told me 6 years back that closing old cards would tank me, and nobody warns you
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28
c/credit-advice
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derek_green3
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23h ago
My score jumped 63 points in one week, and I'm still not sure why
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7
c/credit-advice
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nathan901
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1d ago
Update: my credit score went from 611 to 738 in 14 months and the only thing that really moved it was getting my card use under 10%
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2
c/credit-advice
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sean_stone
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4d ago
My credit score jumped 63 points overnight and I still can't figure out exactly why
1 comments
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23
c/credit-advice
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gibson.avery
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6d ago
Vent: my credit score dropped 23 points because I paid off a card too fast
2 comments
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18
c/credit-advice
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elizabethmason
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6d ago
I got one of those credit repair mailers and almost threw it away, but 11 months later my score jumped 94 points
1 comments
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30
c/credit-advice
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jenny47
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7d ago
My credit score dropped 63 points and it was one silly mistake I made at the dentist
1 comments
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19
c/credit-advice
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robin591
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9d ago
Got denied for a $500 store card at the register in front of my kid, checked my report that night and found a collections account I never knew about
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30
c/credit-advice
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bennett.evan
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10d ago
My FICO score jumped 63 points in 4 months by paying twice a month
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18
c/credit-advice
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sean_cooper58
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11d ago
Vent: the branch manager at my credit union in Tulsa told me to stop paying my card twice a month
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23
c/credit-advice
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vera_lewis2
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13d ago
Hot take: closing a $5,400 card to 'clean up' my report dropped my score 63 points, the age of your oldest card matters way more than people say
1 comments
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10
c/credit-advice
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ryan_shah38
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13d ago
Pro tip: disputing a $47 medical copay on my credit report took 7 months and 4 phone calls to fix
1 comments
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6
c/credit-advice
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mia700
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14d ago
Showerthought: I asked for a credit limit increase and got denied, but then my score went up 22 points
1 comments
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6
c/credit-advice
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wadew51
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17d ago
I stopped checking my credit score monthly and my score went up 41 points by October
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15
c/credit-advice
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diana617
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17d ago
I used to call every card offer a trap, then I actually read my credit report in March
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