Guess I'm old and cheap too then, lol.

My buddy did the exact same thing at a tire shop on Route 9W, walked in with no resume and just asked if they needed help cleaning up, and by Friday he was mounting tires. Nobody cares about your certificate if you never showed your face somewhere first.

I had the same thing happen and what worked was calling back and asking for the fee reversal team specifically, not the regular rep. The first person could only do one, but the second one wiped all three after I pointed out the charges posted out of order. Also ask them to turn off the auto overdraft thing so future charges just get declined instead of stacking fees.