Swapped my opinion on mobile check deposits after a scare last month
I used to think mobile check deposits were just a convenience thing and didn't really matter. Then my branch in Austin closed for a surprise renovation and I had a $1,200 freelance payment sitting in my hand. I snapped a photo through my credit union's app and the money showed up in 4 hours, not 2 days like I expected. Now I see people still driving 20 minutes to the bank just to hand over a paper check and I don't get why. Has anyone else had a mobile deposit actually clear faster than your bank promised?