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My credit union's 5% card vs my old bank's 'rewards' card was a no-brainer
The credit union card gave me a real limit increase after 6 months of on-time payments, while the bank card's 'points' were impossible to use. Anyone else find big banks just dangle rewards to hide terrible credit-building terms?
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kelly38511d agoMost Upvoted
Big bank cards have way better fraud protection and customer service lines, though. Those points can add up if you actually travel.
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robert_scott5711d ago
Hold times are brutal everywhere now. Those travel points often come with huge annual fees that wipe out the value unless you're flying every other week.
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the_linda11d ago
My friend's big bank card got cloned last month and their fraud line put her on hold for 45 minutes. She missed a whole afternoon of work just trying to get it sorted.
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