My neighbor in Phoenix made me rethink credit cards for good

I used to think all credit cards were bad news, but my neighbor Sarah told me about her cash back card last month. She showed me her statement where she got $75 back just from buying groceries and gas. Now I'm looking into getting one myself, but I'm not sure which type is best for someone who just wants simple rewards. What card worked for you when you were starting out?

3 comments

3 Comments

ninaowens21d ago

Sarah's $75 cash back is nice, but it's still just a small discount on stuff you already buy. I got a basic card years ago and the rewards never felt like a big deal compared to the hassle. It's fine to get one, just don't expect it to change your life.

wadew5121d agoTop Commenter

Heard some cards offer way bigger sign-up bonuses if you spend a certain amount fast.

mason_lopez21d ago

Honestly, I felt the same way for years. Then I hit a sign-up bonus that basically paid for a flight, just by putting my normal bills on the card. It made me see the appeal.