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Question about picking a cheaper phone plan and what it saved me | Budgeting Wins - Thought Shares

Question about picking a cheaper phone plan and what it saved me

I had to choose between my old $85 plan and a new one for $45 that cut my data in half. I went with the cheaper one and set a data alert on my phone, which worked fine. Has anyone else made a switch like that and found they didn't miss the extra stuff?

4 comments

4 Comments

robins837mo ago

What did you do with the extra $40 each month?

the_zara7mo ago

Honestly that question about the extra $40 used to make me roll my eyes. I figured it was such a small amount it wouldn't matter. Then I started automatically moving a similar bit into a separate savings account. Watching it actually add up over a year completely changed my mind. It's not about the amount, it's about the habit. That small consistency does more than you'd think.

josephadams7mo ago

That's a really good point about the habit. Robins83 asked what to do with it, and honestly, the specific account matters less than the auto-transfer. In my case, I just used my bank's basic savings, nothing fancy. The key was making it automatic so I never even saw the money to spend it.

ninaowens5mo ago

the_zara's comment about the habit really clicked for me because a friend of mine did almost the exact same thing. She went from a $90 plan down to $50 and started putting that extra $40 into a jar on her dresser, totally old school. At first she just used it for takeout and random stuff, but then she set a rule that if she left it in the jar for a whole month she could spend it on something bigger like a concert ticket. Over six months she ended up with enough for a weekend trip to the beach, which she never would have done if she'd just absorbed that money into her normal spending. It sounds silly but seeing that jar fill up really changed how she looked at those little monthly savings.