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I finally walked a full remodel job in Nashville and noticed the insurance gap
Last month I tagged along with a GC friend on a 200k renovation in East Nashville. The sub contractors were all independent, but not a single one had their own liability coverage past the bare minimum. My buddy said he's seen two jobs where a sub's mistake ended up on the homeowner's policy because the sub ghosted. Has anyone else run into this when hiring subs for bigger projects?
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kelly6381mo ago
Man, this hits home. Had a sub flood a bathroom last year and his insurance was a joke, so the homeowner got stuck filing it on their own policy.
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