Can we talk about pre-approval vs. pre-qualification and why agents push one over the other?

Victor Hunt · 2026-04-26T13:10:04.299305+00:00

My lender told me last week that pre-qualification is basically worthless for making offers, but my realtor said it's fine for starting the search. I got pre-approved for $285k and now I'm wondering if I skipped a step - has anyone else had an agent downplay the difference?

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Can we talk about pre-approval vs. pre-qualification and why agents push one over the other? | Home Buying Tips - Thought Shares