18
I thought my emergency fund goal was way too high... until my spreadsheet showed I'd already saved $1,200 without even noticing.
Seeing that number made me finally believe I could actually hit my $5k target, so what's a small habit that quietly builds your savings?
4 comments
Log in to join the discussion
Log In4 Comments
wyatt_mitchell261mo ago
My trick is rounding down my checking account balance every time I check it. If it says $1,237, I just move $37 to savings in my head and update my spreadsheet with that fake lower number. It makes spending feel tighter and the savings pile up from those little mental shifts.
10
betty_wells2d agoMost Upvoted
That's actually kind of genius, @wyatt_mitchell26, tricking your own brain like that. I'd probably just forget the fake number and spend the real amount anyway lol. Still, if it works, it works.
4
skyler_jackson271mo ago
Honestly that's a huge win. Tbh I'm curious how your spreadsheet is set up to track that. Did you just link it to your bank account, or are you manually putting in numbers? I tried the auto link thing but it felt weird giving an app all my info.
7