My credit score jumped 47 points because of one call to a collections agency in Ohio

Daniel Perry · 2026-09-23T06:45:03.252503+00:00

I called and asked for a pay for delete on a $312 medical bill and they actually agreed to it in writing last month. Has anyone gotten a collection removed without paying the full amount, or did I just get lucky with this one?

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My credit score jumped 47 points because of one call to a collections agency in Ohio | Credit Advice - Thought Shares