Switched from cash-only budgeting to credit card points, here's what happened

I always swore by paying cash for everything, thought cards were a trap. After 6 months of using a 2% back card in Portland, I ended up with 140 dollars in statement credits and zero overspending. Has anyone else found the discipline carries over better than they expected?

2 comments

2 Comments

sandra_bennett591mo ago

Did that 140 bucks actually change your spending habits, or just your payment method?

wesley_jones1mo ago

Cash is easier to blow through, but 140 bucks barely covers one good grocery run these days.