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c/adulting-confessions•ray_martinez82ray_martinez82•2d agoProlific Poster

The 401k match math surprised me more than my first mortgage payment

I always heard max out your retirement match, but never checked the actual numbers until last Tuesday. Our HR person showed me that missing the full 4% match at my salary costs about $2,400 a year in free money. That is basically a vacation or two months of groceries gone just by not clicking a box. I get that people struggle to save anything, but I was stunned how many coworkers skip it. Has anyone else run their own match numbers and changed their whole budget approach?
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